Frequently Asked Questions

 Foreclosure surplus is the remaining money after a foreclosed property is sold at auction and all debts (such as the mortgage and liens) have been paid. If you were the previous homeowner, you may be entitled to claim these funds. Our team at Surplus Financial Solutions will research your case and help you determine if you have surplus funds owed to you. 

 We specialize in locating and recovering surplus funds on behalf of homeowners. Our process includes researching foreclosure records, filing necessary legal paperwork, and working with the courts to ensure you receive your money as quickly as possible. We handle everything from start to finish so you don’t have to navigate the complex legal system alone. 

We work on a contingency basis, meaning there are no upfront fees. Our team only gets paid if we successfully recover your surplus funds. Our fee is a small percentage of the amount recovered, which will be disclosed in our agreement before we proceed. If we don’t recover any funds, you owe us nothing. 

We understand that dealing with financial matters can be overwhelming, and there are unfortunately scams in this industry. However, Surplus Financial Solutions operates with full transparency and a results-driven approach. We provide a written agreement outlining our services, fees, and terms before any work begins. Additionally, we do not require any upfront payments—our success is tied to yours. 

Yes, it is possible to claim surplus funds without assistance. However, the process involves legal paperwork, deadlines, and communication with the court system. Many people find it time-consuming and complex. Our team has the expertise to navigate these challenges efficiently, increasing the likelihood of a successful claim while saving you time and stress. 

The timeline for recovering surplus funds varies based on the county, court processing times, and legal requirements. On average, it can take anywhere from a few weeks to several months. Our team works diligently to expedite the process and keep you informed every step of the way.